Autonomous finance, on the record.
Twelve weeks of ledger activity, reconciled, explained and forecast — assembled without a human touching a spreadsheet.
Prepared by Perporfs · Agentic CFO · 06 Sep 2026
Live · ledger synced 4h agoSOC 2 Type II · dual control · full audit trail
Every business
deserves a CFO.
An agentic AI CFO that closes your books, forecasts your cash, collects your invoices, files your tax and defends every number in front of your board. It works inside policies you write.
41 min
median close
±2.1%
forecast error
$490
a month, not $340k a year
14
systems, day one
Running finance at 1,400 companies
From 4-person studios to 900-person manufacturers — the same CFO, scaled to the ledger it is given.
Halden Robotics◦Fieldnote◦Tessellate◦Northbay Foods◦Onward Health◦Kirn & Co.◦Vantablue◦Meridian Freight◦Halden Robotics◦Fieldnote◦Tessellate◦Northbay Foods◦Onward Health◦Kirn & Co.◦Vantablue◦Meridian Freight◦
NetSuiteQuickBooksXeroSage IntacctStripeAdyenBrexRampMercuryJ.P. MorganRipplingGustoDeelSalesforceHubSpotSnowflakeChargebeeAvalaraNetSuiteQuickBooksXeroSage IntacctStripeAdyenBrexRampMercuryJ.P. MorganRipplingGustoDeelSalesforceHubSpotSnowflakeChargebeeAvalara
The premise
A CFO is not software. It is judgement — about which invoice to chase, which hire to delay, which number your board will question first. Perporfs makes the call, shows its working, and asks you before anything is irreversible.
Policy engine · dual control · reversible by designSee how it decides→
It doesn’t send youa spreadsheet.It presents.
Scroll to turn the pages. This is a real board deck — assembled from a live ledger, in the order a CFO would actually walk you through it.
presenting · Q3 FY26 board deckpage 01 / 08
What your CFO handled this quarter.
- 01Close, reconciliation & audit trail
- 02Runway and scenario planning
- 03Revenue quality & margin decomposition
- 04Collections, payables and working capital
- 05Tax provisioning and multi-entity filings
- 06Board asks and capital strategy
The numbers, restated every four hours.
Live from 14 connected systems. No stale exports, no month-old truth.
27 mo
Runway
+6 mo QoQ
78.4%
Gross margin
+3.1 pts
0.9×
Burn multiple
−0.4×
24 d
Days sales outstanding
−11 d
Four futures, priced by Friday.
Each scenario is a live model, not a slide. Change a hiring plan and the bars move.
Conservative34 moHiring frozen, 4% churn
Base case27 moPlan of record
Aggressive18 mo22 hires, 2 new markets
Base + Series B41 mo$18M at current terms
Revenue crossed burn in month nine.
RevenueOperating burn
OctNovDecJanFebMarAprMayJunJulAugSep
P&L snapshot, tied to the penny.
2,481 journal entries. 19 flagged for review. 3 escalated to you.
| Line item | Q3 | Q2 | Δ |
|---|---|---|---|
| Revenue | $1.164M | $0.902M | +29.0% |
| Cost of revenue | $0.251M | $0.221M | +13.6% |
| Gross profit | $0.913M | $0.681M | +34.1% |
| Sales & marketing | $0.402M | $0.377M | +6.6% |
| R&D | $0.488M | $0.455M | +7.3% |
| Operating income | −$0.061M | −$0.203M | +70.0% |
“
It closed the books in 41 minutes, then argued with me about a vendor contract. It was right.Priya Raghunathan · VP Finance, Halden Robotics · 340 employees
Three asks, one signature.
Your CFO has already drafted the resolutions, the data room index and the diligence answers.
- 01Approve the FY27 operating plan at 27-month runway
- 02Authorise the $18M Series B process, Q1 open
- 03Ratify the multi-entity tax structure for EU expansion
CapabilitiesSix jobs.
Six jobs.
One hire.
Everything a finance function does, run continuously instead of monthly. Keep scrolling — this row moves sideways.
scroll→
01capability
Closes the books before you ask
Continuous close instead of a monthly scramble. Every transaction is categorised, matched and journalled the hour it lands.
- Auto-reconciles banks, cards, PSPs and wallets
- Drafts accruals, prepaids and revenue schedules
- Leaves a citation on every single entry
41 min
median close time
02capability
Forecasts cash like it owns the runway
A live model of your business, rebuilt every four hours from the actual ledger — not a spreadsheet somebody forgot to update.
- 13-week direct cash forecast, revised daily
- Scenario branching on hiring, pricing and churn
- Flags the week you breach covenant, months early
±2.1%
90-day forecast error
03capability
Collects what you are owed
Politely relentless. It reads the contract, sequences the reminders, negotiates the plan and escalates only when a human matters.
- Per-customer dunning tuned to payment behaviour
- Drafts and sends dunning in your voice
- Times payables to protect the cash balance
−11 days
average DSO reduction
04capability
Files tax without the fire drill
Multi-entity, multi-jurisdiction provisioning that keeps a defensible position for every number it puts on a return.
- Sales tax, VAT and GST nexus monitoring
- Transfer pricing memos and intercompany entries
- Assembles the audit binder as it works
0
missed filings in 2026
05capability
Presents to your board
It writes the deck, defends the variance and answers the follow-up question at 11pm on a Sunday — with the working shown.
- Board pack generated from the live ledger
- Variance narratives with a drill-down on every claim
- Investor updates, data room and diligence answers
3 hrs
saved per board cycle, per exec
06capability
Never moves money on its own
Every consequential action sits behind a policy you write in plain English. It proposes, you approve, it executes and logs.
- Spend, payment and journal approval thresholds
- Immutable action log with full reasoning trace
- SOC 2 Type II, dual control, least privilege
100%
actions attributable and reversible
01 / 06
One mind, many hands
Thirty agents.One chair.
Specialists for reconciliation, forecasting, collections, tax and controls, all reading the same ledger and arguing to a single conclusion before it reaches you.
4h
restated cadence
1
version of truth
live action log · last night
- 03:14Matched 1,204 Stripe payouts against 1,204 journal entries
- 03:16Duplicate vendor invoice flagged · Kestrel Design · $8,400
- 03:19Accrued 14 unbilled contractor timesheets, EU entity
- 03:24Reforecast 13-week cash · runway 27.1 months (+0.2)
- 03:31Dunning sequence advanced for 22 accounts, tone matched
- 03:38Sales tax nexus threshold approaching in Texas — memo drafted
- 03:44Escalated: related-party lease, needs your judgement
- 03:45Board pack regenerated · 8 slides · every figure cited
Five specialistsin one seat.
You hire a CFO. Underneath, a controller, an FP&A lead, a treasurer, a tax specialist and an audit function work the same ledger — and never disagree in front of your board.
01Controller
Keeps the ledger honest
Categorises, matches and journals every transaction the hour it lands, then reconciles the balance sheet against source documents.
agent · controller@Perporfs
- Continuous close
- Bank & card recs
- Accruals and schedules
- Anomaly review
02FP&A
Argues with the plan
Rebuilds the operating model from actuals, decomposes every variance and tells you which assumption just broke.
agent · fpna@Perporfs
- Driver-based model
- Variance narrative
- Scenario branching
- Headcount plan
03Treasury
Guards the cash balance
Sequences collections and payables to protect liquidity, sweeps idle cash and watches counterparty exposure.
agent · treasury@Perporfs
- 13-week cash
- Dunning ladder
- Payment timing
- Yield sweeps
04Tax
Holds a defensible position
Tracks nexus across jurisdictions, provisions monthly and prepares filings with a memo behind every judgement call.
agent · tax@Perporfs
- Nexus monitoring
- Provisioning
- Filings & returns
- Transfer pricing
05Audit & controls
Writes everything down
Enforces the policies you set, keeps an immutable action log and assembles the audit binder while the work happens.
agent · audit@Perporfs
- Policy engine
- Approval routing
- Immutable log
- Evidence binder
What it looks like two quarters in.
Median across 380 deployments · FY260 min
Median month-end close
vs. 8.2 days industry median
0.00%
Reconciliation accuracy
across 4.1M journal entries
$0.0M
Working capital released
average, first two quarters
0 systems
Connected on day one
ERP, banks, payroll, billing, CRM
Ninety minutesto handover.
No migration, no implementation partner, no six-week discovery. Read-only keys, two years of history, and it starts closing.
step 01
Connect
Read-only keys into your ERP, banks, payroll, billing and CRM. Ninety minutes, no migration.
step 02
Learn
It ingests two years of history, your chart of accounts, contracts and past board decks to learn how you account.
step 03
Model
A driver-based model of your business is built, then reconciled against actuals until it predicts you correctly.
step 04
Act
Inside your written policy it categorises, reconciles, chases, schedules, provisions and drafts — continuously.
step 05
Escalate
Anything ambiguous, material or outside policy comes to you with a recommendation and the reasoning attached.
step 06
Report
Board packs, investor updates, filings and audit binders assemble themselves from the same single source of truth.
The same company, two months apart.
beforewith Perporfs
01Close takes nine days and one person's weekend
02The forecast lives in a spreadsheet nobody trusts
03Collections happen when someone remembers
04Board questions take three days to answer
05Tax is an annual emergency
06A real CFO costs $340k plus equity
01Books are closed continuously, audit-ready
02A live model reforecast every four hours
03Dunning runs itself, DSO drops by eleven days
04Board answers arrive with citations in seconds
05Provisioning happens monthly, filings on time
06Board-grade finance from $490 a month
keep scrolling — the wipe is your scroll position
Finance teams that stopped assembling.
drag↔
01“We went from a nine-day close to same-week, and I stopped being the person who assembles numbers. I'm the person who decides things again.
02“It found $312k of duplicated vendor spend in the first fortnight. It had already drafted the cancellation emails.
03“Our auditors asked for support on 40 samples. It returned all 40 with citations in under a minute. That was the moment.
04“I run a 22-person agency. I could never afford a real CFO. Now I get board-grade reporting for less than my accounting software.
A CFO costs $340k. This is the other option.
One flat fee, every agent included. No per-transaction pricing, no implementation invoice, cancel in one click.
Operator
$490/ month
For founder-led businesses under $5M revenue that have a bookkeeper and no CFO.
- Continuous close and reconciliation
- 13-week cash forecast
- Monthly investor update, drafted
- Up to 4 connected systems
- Single entity
Chiefmost chosen
$1,900/ month
The full finance function. Most companies between $5M and $80M land here.
- Everything in Operator
- Full agent crew: FP&A, treasury, tax, audit
- Board deck generation and variance defence
- Collections and payables sequencing
- Unlimited systems, up to 5 entities
- Policy engine with approval routing
Consolidated
Custom
Multi-entity groups, private equity portfolios and regulated balance sheets.
- Everything in Chief
- Unlimited entities and currencies
- Consolidation and intercompany elimination
- Transfer pricing and statutory filings
- Private deployment, SSO, custom retention
- Named finance engineer
annual billing saves two months · SOC 2 Type II · your data stays yours
The obvious questions
Asked by every sceptical finance lead.
Still unconvinced? Send it the messiest month you have and watch what comes back.
hello@Perporfs.finance→Only inside a policy you write. Payments, journals above a threshold, contract commitments and anything novel are proposed with reasoning and wait for your approval. Dual control is on by default, and every action is reversible and logged.
what lands in week one
✓Connected in 90 minutes✓Two years of history reconciled✓First 13-week cash forecast✓Duplicate spend report✓Chart of accounts cleaned✓Dunning ladder running✓Policy engine live✓Board pack drafted✓Audit binder started
Hire ittonight.
Ninety minutes to connect. First forecast the same afternoon. Cancel whenever it stops earning its fee.